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Banking and Financial Regulation Legal Services

Banking and Financial Regulation Legal Services

Services

Our team of lawyers advises banks, investment firms, payment service providers, and other financial entities on licensing, compliance, governance, and regulatory frameworks under German, EU and UK law. We ensure our clients operate within the legal requirements while optimising their business objectives in a rapidly evolving financial environment.

Assisting Financial Institutions with Licensing, Compliance, and Governance

Compliance with financial regulations is critical for institutions to maintain their licences and uphold market integrity. We assist clients with:

  • Obtaining and maintaining financial licences
  • Regulatory compliance assessments and audits
  • Governance frameworks and risk management policies
  • Interactions with regulatory bodies including BaFin, Deutsche Bundesbank, ECB/SSM, EBA, ESMA, FCA, PRA and other international authorities
  • Internal compliance training and monitoring programmes

Our proactive approach ensures that financial institutions can focus on growth while mitigating regulatory risks.

Advising on Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) Regulations

Financial crime regulations are increasingly stringent, requiring institutions to have robust policies and procedures in place. We provide guidance on:

  • AML and CTF regulatory obligations and reporting requirements
  • Developing and implementing AML/CTF compliance frameworks
  • Conducting risk assessments and due diligence on clients (KYC/CDD)
  • Responding to regulatory investigations and enforcement actions
  • Implementing transaction monitoring and suspicious activity reporting systems

Our expertise helps financial entities strengthen their compliance programmes and avoid reputational and financial penalties.

Navigating the Complexities of German, EU and Global Regulatory Frameworks

The global financial landscape is shaped by a web of regulatory requirements that impact institutions across jurisdictions. Our team provides strategic advice on:

  • CRR / CRD capital and liquidity requirements
  • KWG (Kreditwesengesetz) and WpHG (Wertpapierhandelsgesetz)
  • MaRisk, MaComp and BAIT supervisory guidance
  • ECB Single Supervisory Mechanism (SSM) requirements
  • Basel III capital and liquidity standards
  • MiFID II / MiFIR transparency and investor protection rules
  • Dodd-Frank Act provisions and cross-border implications
  • GDPR and data protection requirements for financial institutions
  • ESG regulations and sustainable finance compliance


We advise credit institutions, investment firms and financial services providers under German, EU and UK regulatory regimes, including CRR/CRD, KWG, WpHG, MaRisk, MaComp and related supervisory guidance, as well as FCA and PRA frameworks. With extensive experience interacting with BaFin, Deutsche Bundesbank, ECB/SSM, EBA and ESMA, we support clients across domestic and cross-border regulatory matters with technical precision and practical clarity.

With extensive experience in global financial regulation, we assist clients in understanding and complying with the regulatory frameworks that govern their operations.

KAI.SHFINAL
Kai Scholz
Partner | Head of Legal and Operations Germany, Switzerland, Azerbaijan and Holland
BEN
Benjamin Kutzer
Associate

Services

  • Fintech & Digital Financial Services
  • Corporate Finance Legal Services
  • Banking and Financial Regulation Legal Services
  • Capital Markets
  • Structured Finance and Derivatives
  • Project and Infrastructure Finance
  • Insolvency and Restructuring
  • Cross-Border Transactions
  • M&A In The Banking Industry
  • Fund Finance
  • High Yield
  • Islamic Finance
  • Leveraged Finance
  • Trade Finance

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