– Oracle Law Global

Our team of lawyers advises banks, investment firms, payment service providers, and other financial entities on licensing, compliance, governance, and regulatory frameworks under German, EU and UK law. We ensure our clients operate within the legal requirements while optimising their business objectives in a rapidly evolving financial environment.

Assisting Financial Institutions with Licensing, Compliance, and Governance

Compliance with financial regulations is critical for institutions to maintain their licences and uphold market integrity. We assist clients with:

Obtaining and maintaining financial licences
Regulatory compliance assessments and audits
Governance frameworks and risk management policies
Interactions with regulatory bodies including BaFin, Deutsche Bundesbank, ECB/SSM, EBA, ESMA, FCA, PRA and other international authorities
Internal compliance training and monitoring programmes

Our proactive approach ensures that financial institutions can focus on growth while mitigating regulatory risks.

Advising on Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) Regulations

Financial crime regulations are increasingly stringent, requiring institutions to have robust policies and procedures in place. We provide guidance on:

AML and CTF regulatory obligations and reporting requirements
Developing and implementing AML/CTF compliance frameworks
Conducting risk assessments and due diligence on clients (KYC/CDD)
Responding to regulatory investigations and enforcement actions
Implementing transaction monitoring and suspicious activity reporting systems

Our expertise helps financial entities strengthen their compliance programmes and avoid reputational and financial penalties.

Navigating the Complexities of German, EU and Global Regulatory Frameworks

The global financial landscape is shaped by a web of regulatory requirements that impact institutions across jurisdictions. Our team provides strategic advice on:

CRR / CRD capital and liquidity requirements
KWG (Kreditwesengesetz) and WpHG (Wertpapierhandelsgesetz)
MaRisk, MaComp and BAIT supervisory guidance
ECB Single Supervisory Mechanism (SSM) requirements
Basel III capital and liquidity standards
MiFID II / MiFIR transparency and investor protection rules
Dodd-Frank Act provisions and cross-border implications
GDPR and data protection requirements for financial institutions
ESG regulations and sustainable finance compliance

We advise credit institutions, investment firms and financial services providers under German, EU and UK regulatory regimes, including CRR/CRD, KWG, WpHG, MaRisk, MaComp and related supervisory guidance, as well as FCA and PRA frameworks. With extensive experience interacting with BaFin, Deutsche Bundesbank, ECB/SSM, EBA and ESMA, we support clients across domestic and cross-border regulatory matters with technical precision and practical clarity.

With extensive experience in global financial regulation, we assist clients in understanding and complying with the regulatory frameworks that govern their operations.